Overturn OCF-18 Denials in Under 5 Minutes.
The intelligence-powered response engine for Ontario clinicians. Generate defensible, evidence-backed replies to insurer rationale letters, adjuster requests, and rejected treatment plans.
7-day free trial · Cancel anytime
From A Denied OCF Plan To A Sent Response File, In Three Steps Under Five Minutes.
Built for Ontario clinicians treating accident benefit patients. Respond to denied OCF-18 treatment plans, insurer rationale letters, and adjuster requests.
Paste The Insurer's OCF Denial.
Open the denial letter from the insurer or the OCF-18 rationale they returned and paste the text into Swivel. You don't need to format anything, summarize anything, or extract the stated reasons. Just paste it raw. Swivel parses the denial reasons and identifies exactly what needs to be rebutted, point by point.
Add Your Clinical Rebuttal In Plain Language.
Tell Swivel why the denial is wrong. Reference the patient's actual progress (pain ratings, ROM, function), the SABS provisions and policy references you want cited, and what you're requesting. Type the way you'd talk: bullets, shorthand, whatever's natural. Swivel structures it into a defensible response file. You're the clinical authority; Swivel handles the prose.
Denial misreads the trajectory. Pain dropped from 8/10 to 4/10, that's PROGRESS proving treatment works, not recovery.
C-spine R rotation up from 35° to 50°, but normal is 80°. Still 30° short of pre-MVA baseline.
Patient can't return to full duties as truck driver (shoulder checks).
Cite SABS s.18(2) (medical necessity) + Aviva v. Rosen (treatment to max recovery). 8 sessions, full approval.
Generate A Formatted Denial Response File.
Swivel returns a properly-formatted, letterhead-style response file that addresses every reason cited in the denial, references relevant SABS provisions, and ends with a specific requested outcome. Review it, make any tweaks, sign it, send it. Directly to the adjuster or claims body. No portal involvement. No printing-and-faxing dance (unless you want to). The response file is the deliverable.
Track Every Response Window Before It Closes.
Every OCF denial comes with a response window. Every IME report has a rebuttal deadline. Every adjuster request has an expected turnaround. Swivel tracks them all on your dashboard and alerts you before they close. Responses succeed on substance, not because you missed the 10-day window.
Model Your Recovery Potential.
Move the sliders to match your clinic. We'll show your modeled recovery, based on your own assumptions.
Not sure? Typical OCF-18 denial blocks 8 to 16 sessions. At $100/session PT, that's $800 to $1,600.
Complex non-MIG cases often hit $2,000 to $3,000+.
Set this based on what your clinic actually achieves on appeals today. Conservative starting point: 30%.
All numbers above are modeled based on your assumptions. Actual recovery varies by clinic, insurer, and case strength. Swivel does not guarantee approval of any specific response. We help you respond faster, more consistently, and with stronger structure so revenue isn't written off without an attempt.
Choose Your Plan
Choose the plan that matches how many OCF denials your clinic responds to each month.
How many OCF denial response files will you need per month?
- ✓10 denial response files / month
- ✓1 practitioner
- ✓Uses your clinical facts, denial reasons, and relevant SABS / policy references
- ✓Optional claim record with visit trajectory (stronger response files)
- ✓Response-deadline tracking & reminders
- ✓Download as PDF or Word, ready to fax or email
- ✓PHIPA-compliant. Data hosted in Canada
- ✓30 denial response files / month
- ✓Up to 4 practitioners
- ✓Uses your clinical facts, denial reasons, and relevant SABS / policy references
- ✓Optional claim record with visit trajectory (stronger response files)
- ✓Response-deadline tracking & reminders
- ✓Download as PDF or Word, ready to fax or email
- ✓PHIPA-compliant. Data hosted in Canada
- ✓Per-practitioner response file history
- ✓100 denial response files / month
- ✓Up to 10 practitioners
- ✓Uses your clinical facts, denial reasons, and relevant SABS / policy references
- ✓Optional claim record with visit trajectory (stronger response files)
- ✓Response-deadline tracking & reminders
- ✓Download as PDF or Word, ready to fax or email
- ✓PHIPA-compliant. Data hosted in Canada
- ✓Per-practitioner response file history
- ✓Usage reporting & analytics
All prices in Canadian dollars. HST will be applied at checkout where applicable.
Built for Ontario allied health practitioners fighting denials
Frequently Asked Questions
You Earned That Revenue. Stop Letting Insurers Keep It.
Every denial is a treatment plan you fought to design and a patient still waiting for care. Swivel turns the 90-minute denial response into a 5-minute review-and-sign. Strengthen every response before treatment revenue is written off.
Try one denied OCF plan free →7-day free trial · Cancel anytime